Izolo sikwethulele amanye amaTrojan asebhange ayingozi kakhulu futhi sakutshela ukuthi ayeyini nokuthi angawavimba kanjani. Iqiniso liwukuthi, nsuku zonke, izigidi zabantu ziyayeka ukuya ezikhungweni zezimali ngenxa yokuvela kwenqwaba yezicelo ezakhiwe yizo, esingalawula ngazo zonke izici zomnotho wethu ngamaphilisi ethu nama-smartphone.
Ngaphezu kwamathuluzi esivumela ukuthi silawule yethu imali engenayo kanye nezindleko futhi senze izibikezelo zesikhashana, kukhona ezinye ezisivumela ukuthi senze inkontileka yezinsizakalo zezinhlangano zethu kanye nalezo ezisivumela ngisho ukuthi senze ukudluliselwa futhi ukudluliselwa kwemali kubantu besithathu ngendlela elula. Lokhu kuyindaba ye N26, uhlelo lokusebenza oluhlose ukuhlanganisa okuvelele kulo mndeni wonke wezinhlelo zokusebenza futhi esizokutshela ngakho mayelana nezici zalo ezivelele ngezansi.
Ukusebenza
Izici ezivelele kakhulu ze N26 ngakolunye uhlangothi, kungenzeka ukuthumela ngethebhu esifinyelela ngayo Dlulisa. Ngakolunye uhlangothi, futhi lokho okuphakamisa isici sayo esibaluleke kakhulu, iqiniso lokuthi lezi ukuthunyelwa kungenziwa futhi ngu I-imeyili ne-SMS. Ngesikhathi esifanayo, kusivumela ukuthi sazi ngesikhathi sangempela isimo semisebenzi yethu kanye nokuthola ulwazi mayelana nebhalansi yama-akhawunti ethu nezinye izibopho.
Uphephile?
Okwamanje, inani elikhulu kakhulu lokuhlaselwa nge-inthanethi lenzeka nge-software enonya eqondiswe ezinsizeni zamabhange. Endabeni ye-N26, uhlelo lwe ibethelwe kanye nokuvikelwa kwedatha okusetshenziswa ohlelweni lwezezimali lwaseJalimane futhi endabeni yalolu hlelo lokusebenza, kuhumushela ku- ukusula okuzenzakalelayo kwezikhiye uma sivala iseshini nase ukubethela yonke idatha.
Mahhala?
I-N26 ayinayo mahhala. Lokhu kuyisize yafinyelela kubasebenzisi abayingxenye yesigidi. Ayidingi ukuthenga ngaphakathi nohlelo futhi abadali bayo bathi nsuku zonke, bathola ukulandwa okuyizinkulungwane ezimbalwa okwengeziwe. Phakathi kwalabo abanalo kumatheminali abo kukhona abalazisa kahle ezicini ezifana nokwenzeka vumelanisa wonke ama-akhawunti kuhlelo lokusebenza olufanayo kanye nokukhululeka okungathunyelwa ngayo imali, kuyilapho abanye bebika iqiniso lokuthi kukhona amaphutha okuhumusha lokho kungadida uma uyisebenzisa. Okwamanje itholakala kuphela eNtshonalanga Yurophu.
Ngemva kokufunda kabanzi mayelana nolunye uhlelo lwezezimali, ingabe ucabanga ukuthi lezi nkundla ziguqule indlela esilawula ngayo umnotho wethu, noma ucabanga ukuthi kufanele zinikeze iziqinisekiso zokuphepha ezingcono ngaphambi kokudedelwa emphakathini? Unolwazi oluningi oluhlobene olutholakalayo, njengokuthi, isibonelo, uhlu lwamathuluzi asetshenziswa kakhulu kulo mkhakha.